Payment Processing Solutions Through AI Assisted Innovations
Eliminate payment issues with lddPay, globally interoperable and standards-based solutions for Merchants, Issuers, Acquirers, and Financial Institutions
Robust Payment solutions for eCommerce and mCommerce transactions
Transacting with multiple payment services is the new standard. We get you there fast with the most complete Payment Orchestration platform and ecosystem. Reach new markets quickly, increase payments flexibility, and drive more digital revenue with lddPay.
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Accelerate growth with flexible payment strategy

Acquirers, Payment Service Providers & Merchants
- Reduce card-not-present fraud and eliminate chargebacks though liability shift
- Decrease cart abandonment rates with 3DS2’s frictionless flow and mobile SDK
- Enhance the user experience for mobile shopping
- Comply with local regulations such as SCA and PSD2

Issuers, Payment Processors and Global FinTechs
- Stay in control of the cardholder authentication process
- Flexible authentication channels of your choice with an enhanced cardholder experience
- Collect a rich dataset to drive smarter decisions with reduced false declines

Implementers and Developers
- End-to-end testing facility for any 3DS solution built with EMVCo certified components
- Reduce ongoing compliance costs
- Effortless integration with industry standard APIs
- Comprehensive technical resources and support available
HOW lddPay Works
Connect to a World of Payment Services with One API
Capture and secure payment methods in a portable PCI-compliant vault. Then leverage our massive ecosystem of lddPay and third-party payment services to enable and optimize digital transactions.
Global Payment
lddPay offers seamless global payment transfers across multiple platforms, ensuring your funds are securely delivered in real-time, anywhere, anytime. Whether you're paying vendors, employees, or friends, our robust system guarantees quick and reliable transactions with minimal delays.
Multi-Currency
Support
With lddPay, you can easily manage and process payments in various currencies, providing global reach and simplifying transactions for international clients. Our platform supports a wide range of currencies, allowing you to conduct business without the hassle of currency conversion, making international sales smoother and more efficient.
Advanced Fraud Protection
lddPay employs cutting-edge technology to safeguard your transactions, detecting and preventing fraudulent activities to ensure the security and integrity of your payments. Our advanced algorithms and real-time monitoring systems work tirelessly to protect your financial data, giving you peace of mind while conducting transactions online.
Why choose lddPay?
The Benchmark for Secure, Reliable, and Cost-Effective Global Payment Solutions
Legacy Solutions
- Single gateway
- Basic certification
- Standard uptime and availability
- Restricted deployment models
- Generalised support teams
- Standard pricing models
- Limited RBA options
- Limited or paid testing platforms
- Only PCI-DSS certification available
- Limited card scheme support
lddpay Payments
- Payment orchestration
- EMVCo, PCI-DSS, PCI-3DS, ISO 27001:2022 ISMS and 27701:2019 PIMS Certified
- Excellent uptime and availability
- Multiple deployment models - on-premise or 3DS Software as a Service
- Dedicated product and support teams
- Flexible and competitive pricing with adaptable upgrade/downgrade policies
- RBA Agnostic - free to use in-built RBA or any Third-Party RBA
- End-to-end testing platform provided free of charge with your own test tenant
- Support for all major card schemes with the ability to support domestic card schemes
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What our clients think

LDD Entertainment Inc. had been using lddPay' services for months and had highly rated its functionality and quality. Therefore, we decided to use the hosted service of lddPay' ActiveServer for 3DS2 as well.
In the development of the 3DS2 service, the documentation available to developers was substantial, and the development work proceeded smoothly. In dealing with card schemes, acquirers and issuers, we were able to receive accurate technical support and advice.
Even after going live, we were able to transition to stable operation quickly because we received prompt support such as error analysis and provision of error analysis guidelines. We hope that lddPay' ActiveServer hosted service will continue to contribute to improving the security of our services.

As a long time partner looking to transition to 3DS2 we were naturally very happy when lddPay announced ActiveServer. From a technical standpoint the integration has been a breeze, the documentation is excellent as it covers both the high-level authentication flows between the domains as well as the lower-level API integration in great detail. The application interface feels modern and approachable and has been very well received by our internal customer service team.
Andy Cheung CTO (lddb)We would also like to highlight the supporting team at lddPay who has been a fantastic support whenever questions have arisen, not only on a technical level but also on a domain level where their advice has been invaluable.